Bank credit growth (year on year)

18.20%

15 Oct 2026 · down −1.20 pt from 30 Sep 2026

Covers: 15 Oct 2026
Released: 23 Oct 2026
Next release: expected 13 Nov 2026
Source: Reserve Bank of India

How much more banks have lent than a year ago. Faster growth usually means businesses and households are borrowing more to spend and build.

History

Hover or tap the chart to read a value. Every value is also in the table below and the CSV.

From July 2023 to June 2024 these figures include the merger of HDFC Ltd, a home-loan company, into HDFC Bank, which pushed growth up. The RBI also printed growth excluding the merger in that year; we show its headline figure.
Until December 2025 a fortnight ended on alternate Fridays. Since then it ends on the 15th and the last day of each month.
Values are taken from the RBI weekly supplement. A few fortnights in 2014 and 2016 are missing because the releases could not be read reliably, and any fortnight whose growth rate did not match the amounts in the same table was left out.

Last 12 of 334 releases, since 13 Dec 2013

Period	Value	Released	Source link
15 Oct 2026	18.20%	23 Oct 2026	Source
30 Sep 2026	19.40%	9 Oct 2026	Source
15 Sep 2026	18.10%	25 Sep 2026	Source
31 Aug 2026	19.10%	11 Sep 2026	Source
15 Aug 2026	18.30%	28 Aug 2026	Source
31 Jul 2026	19.30%	14 Aug 2026	Source
15 Jul 2026	17.70%	24 Jul 2026	Source
30 Jun 2026	18.60%	10 Jul 2026	Source
15 Jun 2026	17.70%	26 Jun 2026	Source
31 May 2026	17.70%	12 Jun 2026	Source
15 May 2026	16.20%	29 May 2026	Source
30 Apr 2026	16.00%	8 May 2026	Source
15 Apr 2026	15.00%	24 Apr 2026	Source
31 Mar 2026	16.10%	17 Apr 2026	Source
15 Mar 2026	13.80%	27 Mar 2026	Source
28 Feb 2026	14.50%	13 Mar 2026	Source
15 Feb 2026	13.60%	27 Feb 2026	Source
31 Jan 2026	14.60%	13 Feb 2026	Source
15 Jan 2026	13.10%	30 Jan 2026	Source
31 Dec 2025	14.50%	9 Jan 2026	Source
15 Dec 2025	12.00%	2 Jan 2026	Source
28 Nov 2025	11.50%	12 Dec 2025	Source
14 Nov 2025	11.40%	28 Nov 2025	Source
31 Oct 2025	11.30%	14 Nov 2025	Source
17 Oct 2025	11.50%	31 Oct 2025	Source
3 Oct 2025	11.40%	17 Oct 2025	Source
19 Sep 2025	10.40%	3 Oct 2025	Source
5 Sep 2025	10.30%	19 Sep 2025	Source
22 Aug 2025	10.00%	5 Sep 2025	Source
8 Aug 2025	10.20%	22 Aug 2025	Source
25 Jul 2025	10.00%	8 Aug 2025	Source
11 Jul 2025	9.80%	25 Jul 2025	Source
27 Jun 2025	9.50%	11 Jul 2025	Source
13 Jun 2025	9.60%	27 Jun 2025	Source
30 May 2025	9.00%	13 Jun 2025	Source
16 May 2025	9.80%	30 May 2025	Source
2 May 2025	9.90%	16 May 2025	Source
18 Apr 2025	10.30%	2 May 2025	Source
4 Apr 2025	11.00%	18 Apr 2025	Source
21 Mar 2025	11.00%	4 Apr 2025	Source
7 Mar 2025	11.10%	21 Mar 2025	Source
21 Feb 2025	11.00%	7 Mar 2025	Source
7 Feb 2025	11.30%	21 Feb 2025	Source
24 Jan 2025	11.40%	7 Feb 2025	Source
10 Jan 2025	11.50%	24 Jan 2025	Source
27 Dec 2024	11.20%	10 Jan 2025	Source
13 Dec 2024	11.50%	27 Dec 2024	Source
29 Nov 2024	10.60%	13 Dec 2024	Source
15 Nov 2024	11.10%	29 Nov 2024	Source
1 Nov 2024	11.90%	15 Nov 2024	Source
18 Oct 2024	11.50%	1 Nov 2024	Source
4 Oct 2024	12.80%	18 Oct 2024	Source
20 Sep 2024	13.00%	4 Oct 2024	Source
6 Sep 2024	13.30%	20 Sep 2024	Source
23 Aug 2024	13.60%	6 Sep 2024	Source
9 Aug 2024	13.60%	23 Aug 2024	Source
26 Jul 2024	13.70%	9 Aug 2024	Source
12 Jul 2024	14.00%	26 Jul 2024	Source
28 Jun 2024	17.40%	12 Jul 2024	Source
14 Jun 2024	19.20%	28 Jun 2024	Source
31 May 2024	19.80%	14 Jun 2024	Source
17 May 2024	19.50%	31 May 2024	Source
3 May 2024	19.60%	17 May 2024	Source
19 Apr 2024	19.00%	3 May 2024	Source
5 Apr 2024	19.90%	19 Apr 2024	Source
22 Mar 2024	20.20%	5 Apr 2024	Source
8 Mar 2024	20.40%	22 Mar 2024	Source
23 Feb 2024	20.50%	8 Mar 2024	Source
9 Feb 2024	20.30%	23 Feb 2024	Source
26 Jan 2024	20.30%	9 Feb 2024	Source
12 Jan 2024	20.30%	26 Jan 2024	Source
29 Dec 2023	19.90%	12 Jan 2024	Source
15 Dec 2023	20.20%	29 Dec 2023	Source
1 Dec 2023	20.80%	15 Dec 2023	Source
17 Nov 2023	20.60%	1 Dec 2023	Source
3 Nov 2023	20.40%	17 Nov 2023	Source
20 Oct 2023	19.70%	3 Nov 2023	Source
6 Oct 2023	19.30%	20 Oct 2023	Source
22 Sep 2023	20.00%	6 Oct 2023	Source
8 Sep 2023	19.80%	22 Sep 2023	Source
25 Aug 2023	19.80%	8 Sep 2023	Source
11 Aug 2023	19.70%	25 Aug 2023	Source
28 Jul 2023	19.70%	11 Aug 2023	Source
14 Jul 2023	20.20%	28 Jul 2023	Source
30 Jun 2023	16.20%	14 Jul 2023	Source
16 Jun 2023	15.40%	30 Jun 2023	Source
2 Jun 2023	15.40%	16 Jun 2023	Source
19 May 2023	15.40%	2 Jun 2023	Source
5 May 2023	15.50%	19 May 2023	Source
21 Apr 2023	15.90%	5 May 2023	Source
7 Apr 2023	15.70%	21 Apr 2023	Source
24 Mar 2023	15.00%	7 Apr 2023	Source
10 Mar 2023	15.70%	24 Mar 2023	Source
24 Feb 2023	15.50%	10 Mar 2023	Source
10 Feb 2023	16.10%	24 Feb 2023	Source
27 Jan 2023	16.30%	10 Feb 2023	Source
13 Jan 2023	16.50%	27 Jan 2023	Source
30 Dec 2022	14.90%	13 Jan 2023	Source
16 Dec 2022	17.40%	30 Dec 2022	Source
2 Dec 2022	17.50%	16 Dec 2022	Source
18 Nov 2022	17.20%	2 Dec 2022	Source
4 Nov 2022	17.00%	18 Nov 2022	Source
21 Oct 2022	17.90%	4 Nov 2022	Source
7 Oct 2022	17.90%	21 Oct 2022	Source
23 Sep 2022	16.40%	7 Oct 2022	Source
9 Sep 2022	16.20%	23 Sep 2022	Source
26 Aug 2022	15.50%	9 Sep 2022	Source
12 Aug 2022	15.30%	26 Aug 2022	Source
29 Jul 2022	14.50%	12 Aug 2022	Source
15 Jul 2022	14.00%	29 Jul 2022	Source
1 Jul 2022	14.40%	15 Jul 2022	Source
17 Jun 2022	13.20%	1 Jul 2022	Source
3 Jun 2022	13.10%	17 Jun 2022	Source
20 May 2022	12.10%	3 Jun 2022	Source
6 May 2022	11.90%	20 May 2022	Source
22 Apr 2022	11.10%	6 May 2022	Source
8 Apr 2022	11.20%	22 Apr 2022	Source
25 Mar 2022	9.60%	8 Apr 2022	Source
11 Mar 2022	8.50%	25 Mar 2022	Source
25 Feb 2022	7.90%	11 Mar 2022	Source
11 Feb 2022	7.90%	25 Feb 2022	Source
28 Jan 2022	8.20%	11 Feb 2022	Source
14 Jan 2022	8.00%	28 Jan 2022	Source
31 Dec 2021	9.20%	14 Jan 2022	Source
17 Dec 2021	7.30%	31 Dec 2021	Source
3 Dec 2021	7.30%	17 Dec 2021	Source
19 Nov 2021	7.00%	3 Dec 2021	Source
5 Nov 2021	7.10%	19 Nov 2021	Source
22 Oct 2021	6.80%	5 Nov 2021	Source
8 Oct 2021	6.50%	22 Oct 2021	Source
24 Sep 2021	6.70%	8 Oct 2021	Source
10 Sep 2021	6.70%	24 Sep 2021	Source
27 Aug 2021	6.70%	10 Sep 2021	Source
13 Aug 2021	6.50%	27 Aug 2021	Source
30 Jul 2021	6.10%	13 Aug 2021	Source
16 Jul 2021	6.50%	30 Jul 2021	Source
2 Jul 2021	6.10%	16 Jul 2021	Source
18 Jun 2021	5.80%	2 Jul 2021	Source
4 Jun 2021	5.70%	18 Jun 2021	Source
21 May 2021	6.00%	4 Jun 2021	Source
7 May 2021	6.00%	21 May 2021	Source
23 Apr 2021	5.70%	7 May 2021	Source
9 Apr 2021	5.30%	23 Apr 2021	Source
26 Mar 2021	5.60%	9 Apr 2021	Source
12 Mar 2021	6.50%	26 Mar 2021	Source
26 Feb 2021	6.60%	12 Mar 2021	Source
12 Feb 2021	6.60%	26 Feb 2021	Source
29 Jan 2021	5.90%	12 Feb 2021	Source
15 Jan 2021	6.40%	29 Jan 2021	Source
1 Jan 2021	6.70%	15 Jan 2021	Source
18 Dec 2020	6.10%	1 Jan 2021	Source
4 Dec 2020	5.70%	18 Dec 2020	Source
20 Nov 2020	5.80%	4 Dec 2020	Source
6 Nov 2020	5.70%	20 Nov 2020	Source
23 Oct 2020	5.10%	6 Nov 2020	Source
9 Oct 2020	5.70%	23 Oct 2020	Source
25 Sep 2020	5.10%	9 Oct 2020	Source
11 Sep 2020	5.30%	25 Sep 2020	Source
28 Aug 2020	5.50%	18 Sep 2020	Source
14 Aug 2020	5.50%	28 Aug 2020	Source
31 Jul 2020	5.50%	14 Aug 2020	Source
17 Jul 2020	5.80%	31 Jul 2020	Source
3 Jul 2020	6.10%	17 Jul 2020	Source
19 Jun 2020	6.20%	3 Jul 2020	Source
5 Jun 2020	6.20%	19 Jun 2020	Source
22 May 2020	6.30%	5 Jun 2020	Source
8 May 2020	6.50%	22 May 2020	Source
24 Apr 2020	6.70%	8 May 2020	Source
10 Apr 2020	7.20%	24 Apr 2020	Source
27 Mar 2020	6.10%	10 Apr 2020	Source
13 Mar 2020	6.10%	27 Mar 2020	Source
28 Feb 2020	6.10%	13 Mar 2020	Source
14 Feb 2020	6.40%	28 Feb 2020	Source
31 Jan 2020	7.10%	14 Feb 2020	Source
17 Jan 2020	7.20%	31 Jan 2020	Source
3 Jan 2020	7.60%	17 Jan 2020	Source
20 Dec 2019	7.10%	3 Jan 2020	Source
6 Dec 2019	7.90%	20 Dec 2019	Source
22 Nov 2019	8.00%	6 Dec 2019	Source
8 Nov 2019	8.10%	22 Nov 2019	Source
25 Oct 2019	8.90%	8 Nov 2019	Source
11 Oct 2019	8.80%	25 Oct 2019	Source
27 Sep 2019	8.80%	11 Oct 2019	Source
13 Sep 2019	10.30%	27 Sep 2019	Source
30 Aug 2019	10.20%	13 Sep 2019	Source
16 Aug 2019	11.60%	30 Aug 2019	Source
2 Aug 2019	12.20%	16 Aug 2019	Source
19 Jul 2019	12.20%	2 Aug 2019	Source
5 Jul 2019	12.00%	19 Jul 2019	Source
21 Jun 2019	12.00%	5 Jul 2019	Source
7 Jun 2019	12.30%	21 Jun 2019	Source
24 May 2019	12.70%	7 Jun 2019	Source
10 May 2019	13.00%	24 May 2019	Source
26 Apr 2019	13.00%	10 May 2019	Source
12 Apr 2019	14.20%	26 Apr 2019	Source
29 Mar 2019	13.20%	12 Apr 2019	Source
15 Mar 2019	14.50%	29 Mar 2019	Source
1 Mar 2019	14.60%	15 Mar 2019	Source
15 Feb 2019	14.40%	1 Mar 2019	Source
1 Feb 2019	14.50%	15 Feb 2019	Source
18 Jan 2019	14.60%	1 Feb 2019	Source
4 Jan 2019	14.50%	18 Jan 2019	Source
21 Dec 2018	15.10%	4 Jan 2019	Source
7 Dec 2018	15.10%	21 Dec 2018	Source
23 Nov 2018	15.10%	7 Dec 2018	Source
9 Nov 2018	14.90%	23 Nov 2018	Source
26 Oct 2018	14.60%	9 Nov 2018	Source
12 Oct 2018	14.40%	26 Oct 2018	Source
28 Sep 2018	12.50%	12 Oct 2018	Source
14 Sep 2018	13.50%	28 Sep 2018	Source
31 Aug 2018	13.50%	14 Sep 2018	Source
17 Aug 2018	12.90%	31 Aug 2018	Source
3 Aug 2018	12.70%	17 Aug 2018	Source
20 Jul 2018	12.40%	3 Aug 2018	Source
6 Jul 2018	12.80%	20 Jul 2018	Source
22 Jun 2018	12.80%	6 Jul 2018	Source
8 Jun 2018	12.70%	22 Jun 2018	Source
25 May 2018	13.10%	8 Jun 2018	Source
11 May 2018	12.60%	25 May 2018	Source
27 Apr 2018	12.60%	11 May 2018	Source
13 Apr 2018	11.50%	27 Apr 2018	Source
30 Mar 2018	10.30%	13 Apr 2018	Source
16 Mar 2018	11.10%	30 Mar 2018	Source
2 Mar 2018	11.50%	16 Mar 2018	Source
16 Feb 2018	10.70%	2 Mar 2018	Source
2 Feb 2018	11.00%	16 Feb 2018	Source
19 Jan 2018	10.60%	2 Feb 2018	Source
5 Jan 2018	11.10%	19 Jan 2018	Source
22 Dec 2017	10.70%	5 Jan 2018	Source
8 Dec 2017	9.80%	22 Dec 2017	Source
24 Nov 2017	9.60%	8 Dec 2017	Source
10 Nov 2017	8.60%	24 Nov 2017	Source
27 Oct 2017	7.20%	10 Nov 2017	Source
13 Oct 2017	7.70%	27 Oct 2017	Source
29 Sep 2017	6.90%	13 Oct 2017	Source
15 Sep 2017	6.80%	29 Sep 2017	Source
1 Sep 2017	6.50%	15 Sep 2017	Source
18 Aug 2017	6.30%	1 Sep 2017	Source
4 Aug 2017	6.30%	18 Aug 2017	Source
21 Jul 2017	6.20%	4 Aug 2017	Source
7 Jul 2017	6.10%	21 Jul 2017	Source
23 Jun 2017	6.00%	7 Jul 2017	Source
9 Jun 2017	6.00%	23 Jun 2017	Source
26 May 2017	5.10%	9 Jun 2017	Source
12 May 2017	5.60%	26 May 2017	Source
28 Apr 2017	4.30%	12 May 2017	Source
14 Apr 2017	5.50%	28 Apr 2017	Source
31 Mar 2017	5.10%	14 Apr 2017	Source
17 Mar 2017	4.40%	31 Mar 2017	Source
3 Mar 2017	4.10%	17 Mar 2017	Source
17 Feb 2017	4.80%	3 Mar 2017	Source
3 Feb 2017	5.00%	17 Feb 2017	Source
20 Jan 2017	5.10%	3 Feb 2017	Source
6 Jan 2017	5.10%	20 Jan 2017	Source
23 Dec 2016	5.10%	6 Jan 2017	Source
9 Dec 2016	5.80%	23 Dec 2016	Source
25 Nov 2016	6.60%	9 Dec 2016	Source
11 Nov 2016	7.90%	25 Nov 2016	Source
28 Oct 2016	9.10%	11 Nov 2016	Source
14 Oct 2016	8.90%	28 Oct 2016	Source
30 Sep 2016	10.40%	14 Oct 2016	Source
16 Sep 2016	9.30%	30 Sep 2016	Source
2 Sep 2016	9.80%	16 Sep 2016	Source
19 Aug 2016	9.60%	2 Sep 2016	Source
5 Aug 2016	9.80%	19 Aug 2016	Source
22 Jul 2016	9.70%	5 Aug 2016	Source
8 Jul 2016	9.80%	22 Jul 2016	Source
24 Jun 2016	9.40%	8 Jul 2016	Source
10 Jun 2016	8.70%	24 Jun 2016	Source
27 May 2016	9.80%	10 Jun 2016	Source
13 May 2016	9.80%	27 May 2016	Source
29 Apr 2016	9.20%	13 May 2016	Source
15 Apr 2016	10.40%	29 Apr 2016	Source
1 Apr 2016	10.70%	15 Apr 2016	Source
18 Mar 2016	11.30%	1 Apr 2016	Source
4 Mar 2016	11.50%	18 Mar 2016	Source
19 Feb 2016	11.60%	4 Mar 2016	Source
5 Feb 2016	11.50%	19 Feb 2016	Source
22 Jan 2016	11.40%	5 Feb 2016	Source
8 Jan 2016	11.30%	22 Jan 2016	Source
25 Dec 2015	11.10%	8 Jan 2016	Source
11 Dec 2015	11.00%	25 Dec 2015	Source
27 Nov 2015	9.80%	11 Dec 2015	Source
13 Nov 2015	9.70%	27 Nov 2015	Source
30 Oct 2015	9.00%	13 Nov 2015	Source
16 Oct 2015	9.50%	30 Oct 2015	Source
2 Oct 2015	9.50%	16 Oct 2015	Source
18 Sep 2015	9.60%	2 Oct 2015	Source
4 Sep 2015	9.60%	18 Sep 2015	Source
21 Aug 2015	9.50%	4 Sep 2015	Source
7 Aug 2015	9.40%	21 Aug 2015	Source
24 Jul 2015	9.40%	7 Aug 2015	Source
10 Jul 2015	9.40%	24 Jul 2015	Source
26 Jun 2015	9.30%	10 Jul 2015	Source
12 Jun 2015	9.80%	26 Jun 2015	Source
29 May 2015	9.80%	12 Jun 2015	Source
15 May 2015	10.20%	29 May 2015	Source
1 May 2015	10.50%	15 May 2015	Source
17 Apr 2015	9.80%	1 May 2015	Source
3 Apr 2015	12.60%	17 Apr 2015	Source
20 Mar 2015	9.50%	3 Apr 2015	Source
6 Mar 2015	10.20%	20 Mar 2015	Source
20 Feb 2015	10.40%	6 Mar 2015	Source
6 Feb 2015	10.40%	20 Feb 2015	Source
23 Jan 2015	10.70%	6 Feb 2015	Source
9 Jan 2015	10.70%	23 Jan 2015	Source
26 Dec 2014	10.50%	9 Jan 2015	Source
12 Dec 2014	10.90%	26 Dec 2014	Source
28 Nov 2014	11.30%	12 Dec 2014	Source
14 Nov 2014	11.00%	28 Nov 2014	Source
31 Oct 2014	11.20%	14 Nov 2014	Source
17 Oct 2014	11.10%	31 Oct 2014	Source
3 Oct 2014	11.00%	17 Oct 2014	Source
19 Sep 2014	9.70%	3 Oct 2014	Source
5 Sep 2014	9.70%	19 Sep 2014	Source
22 Aug 2014	10.90%	5 Sep 2014	Source
8 Aug 2014	11.60%	22 Aug 2014	Source
25 Jul 2014	13.30%	8 Aug 2014	Source
11 Jul 2014	13.70%	25 Jul 2014	Source
27 Jun 2014	13.30%	11 Jul 2014	Source
13 Jun 2014	13.90%	27 Jun 2014	Source
30 May 2014	13.00%	13 Jun 2014	Source
16 May 2014	13.60%	30 May 2014	Source
2 May 2014	13.80%	16 May 2014	Source
18 Apr 2014	14.30%	2 May 2014	Source
4 Apr 2014	13.80%	18 Apr 2014	Source
21 Mar 2014	14.30%	4 Apr 2014	Source
7 Mar 2014	14.70%	21 Mar 2014	Source
21 Feb 2014	14.30%	7 Mar 2014	Source
7 Feb 2014	14.80%	21 Feb 2014	Source
24 Jan 2014	14.70%	7 Feb 2014	Source
10 Jan 2014	14.80%	24 Jan 2014	Source
27 Dec 2013	14.50%	10 Jan 2014	Source
13 Dec 2013	14.90%	3 Jan 2014	Source

All of RBI, banks and money

Indicator	Latest	Change	Period
Repo rate 7 Oct 2026 · up +0.25 pt	5.50%	up +0.25 pt	7 Oct 2026
Bank credit 15 Oct 2026 · down −₹2,51,881 cr	₹227.43 lakh cr	down −₹2,51,881 cr	15 Oct 2026
Bank deposits 15 Oct 2026 · down −₹5,19,783 cr	₹278.76 lakh cr	down −₹5,19,783 cr	15 Oct 2026
Bank deposit growth 15 Oct 2026 · down −1.10 pt	16.70%	down −1.10 pt	15 Oct 2026
Money supply (M3) 15 Oct 2026 · down −₹4,66,175 cr	₹333.00 lakh cr	down −₹4,66,175 cr	15 Oct 2026

Download

The full history as a CSV, free. The source and its terms are written at the top of the file.

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Embed

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<iframe src="https://theindiatally.com/embed/bank_credit_growth/" title="Bank credit growth (year on year)" width="320" height="170" style="border:0"></iframe>